Investment in Your Care
We use a “private pay” model. At MindSpeak, we believe in transparent pricing and decision-making that stays between you and your provider not an insurance company.
Why We Choose a Private Pay Model?
And why it is often better for you.
Many clients ask why we do not bill insurance directly. The answer is simple: We work for you, not the insurance company. By operating as a private pay practice, we can offer a higher standard of care with distinct advantages for our clients:
Privacy and Confidentiality
When you use insurance, you are required to provide a psychiatric diagnosis that becomes part of your permanent medical record. This can sometimes impact future life insurance or security clearance applications.
The Cash Pay Advantage: Your records remain strictly confidential. Unless you plan to submit for reimbursement, no diagnosis is recorded in insurance databases.
No Surprise Bills
Insurance deductibles and co-pays can be confusing. You might receive a bill months later for services you thought were covered.
The Cash Pay Advantage: You know exactly what the cost is upfront. No hidden fees, no denials, and no surprise bills in the mail.
Clinical Freedom
Insurance companies often dictate how many sessions you can have, what type of therapy is "medically necessary," and how long treatment should last.
The Cash Pay Advantage: Decisions about your care are made by you and your clinician—not a claims adjuster. We can tailor the length and depth of our testing to exactly what you need, not just what a policy covers.
